:root{color-scheme:dark;--bg:#0b1220;--surface:#142033;--surface-deep:#101a2b;--text:#e8eef7;--muted:#9aaac0;--blue:#5b9aff;--link:#8db9ff;--line:#29374c;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.75 "Segoe UI Variable","Segoe UI",system-ui,-apple-system,sans-serif;-webkit-font-smoothing:antialiased}a{color:var(--link);text-underline-offset:4px;transition:color .15s,background .15s,border-color .15s}a:hover{color:#c1d8ff}a:focus-visible,summary:focus-visible{outline:2px solid #9bc4ff;outline-offset:5px;border-radius:3px}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--text);line-height:1.25;letter-spacing:-.035em}h1{font-weight:650}h2,h3{font-weight:620}p{margin-bottom:18px}h2{font-size:24px;margin-bottom:20px}h3{font-size:18px;letter-spacing:-.02em;margin-bottom:11px}.wrap{max-width:var(--max);padding:0 28px;margin:0 auto}.skip{position:fixed;left:16px;top:-90px;z-index:20;background:var(--blue);color:var(--bg);padding:10px 16px}.skip:focus{top:10px}
.site-header{border-bottom:1px solid var(--line);background:rgba(11,18,32,.96);position:sticky;top:0;z-index:10}.header-inner{max-width:var(--max);margin:auto;min-height:82px;padding:16px 28px;display:flex;align-items:center;gap:52px}.brand{display:flex;align-items:center;gap:12px;color:var(--text);text-decoration:none;flex-shrink:0;font-size:16px;font-weight:650;line-height:1.13;letter-spacing:-.015em}.brand:hover{color:white}.brand-mark{display:grid;place-items:center;width:37px;height:39px;border-radius:10px;background:linear-gradient(150deg,#8ab8ff,#4a83e4);color:#0b1220;box-shadow:inset 0 0 0 1px #ffffff25;font-size:25px;font-weight:800}.brand-sub{display:block;margin-top:5px;color:var(--muted);font-size:10px;letter-spacing:.22em;font-weight:550}.header-inner nav{display:flex;gap:28px;align-items:center}.header-inner nav a{color:var(--muted);font-size:14px;text-decoration:none}.header-inner nav a.active,.header-inner nav a:hover{color:var(--text)}.header-inner nav a.active{position:relative}.header-inner nav a.active:after{content:"";height:2px;background:var(--blue);position:absolute;left:0;right:0;bottom:-29px}.header-note{margin-left:auto;color:var(--muted);font-size:12px;white-space:nowrap}.eyebrow{display:block;color:var(--link);font-size:11px;font-weight:650;letter-spacing:.13em;text-transform:uppercase;margin-bottom:17px}.lead{color:var(--muted);font-size:17px;line-height:1.8;max-width:660px}.button{display:inline-flex;align-items:center;justify-content:center;gap:15px;min-height:45px;padding:11px 18px;background:var(--blue);color:#071325;border:1px solid #75aaff;border-radius:8px;text-decoration:none;font-size:14px;font-weight:700;line-height:1.4;box-shadow:0 4px 16px #031a4333}.button:after{content:"↗";font-size:17px;font-weight:500}.button:hover{color:#071325;background:#81b1ff;border-color:#a2c6ff}.text-link{font-size:13px;text-decoration:none;font-weight:550}.text-link:after{content:" →";margin-left:5px}
.home-page main{background:radial-gradient(ellipse 62% 35% at 88% 15%,#17335477,transparent 80%)}.home-hero{padding-top:86px;padding-bottom:80px;display:grid;grid-template-columns:1.15fr 1fr;gap:68px;align-items:center}.hero-copy h1{font-size:clamp(35px,4.1vw,51px);line-height:1.14;letter-spacing:-.045em;margin-bottom:23px;max-width:580px;text-wrap:balance}.hero-accent{color:#9bbfff}.hero-copy .eyebrow{display:inline-flex;align-items:center;gap:9px;padding:5px 10px;background:#152844;border:1px solid #2d4870;border-radius:99px;font-size:10px;letter-spacing:.085em;margin-bottom:25px}.hero-copy .eyebrow:before{content:"";width:5px;height:5px;background:#9bbfff;border-radius:50%}.hero-copy .lead{font-size:16px;max-width:520px;margin-bottom:27px}.hero-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.hero-trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px;color:var(--muted);font-size:11px}.hero-trust span{display:flex;align-items:center;gap:7px}.hero-trust span:before{content:"✓";color:var(--link)}
.featured{position:relative;background:linear-gradient(155deg,#1b2b43,#101b2d 68%);border:1px solid #354c6b;border-radius:17px;padding:29px;box-shadow:0 24px 60px #03091455,0 1px 0 #ffffff08 inset;scroll-margin-top:115px}.featured:before{content:"";position:absolute;top:-1px;left:28px;right:28px;height:1px;background:linear-gradient(90deg,transparent,#76a9ed,transparent)}.program-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:25px}.tag{display:inline-flex;align-items:center;font-size:10px;font-weight:600;line-height:1.4;padding:5px 9px;border-radius:5px;color:#b6d0f6;border:1px solid #416089;background:#22416344;white-space:nowrap}.program-category{font-size:11px;color:var(--muted)}.program-name{display:flex;gap:14px;align-items:center;margin-bottom:20px}.program-monogram{display:grid;place-items:center;flex-shrink:0;background:#e9e7df;color:#303439;border-radius:11px;width:54px;height:54px;font:600 32px/1 Georgia,serif;box-shadow:inset 0 0 0 1px #ffffff30}.kicker{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted);margin-bottom:4px}.program-name h2{font-size:25px;margin:0}.program-intro{color:var(--muted);font-size:14px;line-height:1.8;margin-bottom:19px}.benefit-tags{display:flex;flex-wrap:wrap;gap:7px;list-style:none;padding:0;margin:0 0 27px}.benefit-tags li{font-size:11px;background:#0b172980;border:1px solid var(--line);border-radius:5px;padding:5px 9px;color:#c3cfe0}.featured-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:20px;border-top:1px solid #35445b}.verified{font-size:11px;line-height:1.6;color:var(--muted)}.verified time{color:#d1deef}.featured .caption{font-size:10px;line-height:1.6;color:var(--muted);margin:16px 0 0}
.principles-section{padding-top:37px;padding-bottom:44px;border-top:1px solid var(--line)}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;margin-bottom:31px}.section-heading .eyebrow{margin-bottom:12px}.section-heading h2{font-size:25px;margin:0;letter-spacing:-.03em}.section-heading>.text-link{flex-shrink:0;padding-bottom:3px}.principles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.principles-grid article{padding-right:26px;border-right:1px solid var(--line)}.principles-grid article:last-child{border:0;padding-right:0}.principle-number{display:block;font-size:11px;color:var(--link);margin-bottom:14px}.principles-grid h3{font-size:16px;margin-bottom:11px}.principles-grid p{font-size:13px;color:var(--muted);line-height:1.85;margin-bottom:0}.update-note{display:flex;align-items:center;justify-content:space-between;gap:28px;padding-top:27px;padding-bottom:27px;border-top:1px solid var(--line)}.update-note>div{display:flex;gap:17px;align-items:center}.note-mark{font-size:24px;color:#96bce9}.update-note h2{font-size:15px;letter-spacing:-.01em;margin:0 0 6px}.update-note p{font-size:12px;color:var(--muted);margin:0}.update-note>.text-link{flex-shrink:0}
.breadcrumbs{padding-top:23px;padding-bottom:20px;border-bottom:1px solid var(--line)}.breadcrumbs ol{padding:0;margin:0;display:flex;flex-wrap:wrap;align-items:center;gap:10px;list-style:none;font-size:12px;color:var(--link)}.breadcrumbs li{display:flex;gap:10px;align-items:center}.breadcrumbs li+li:before{content:"›";font-size:17px;color:#73859e}.breadcrumbs a{color:var(--muted);text-decoration:none}.breadcrumbs a:hover{color:var(--text)}.article-hero{padding-top:37px;padding-bottom:30px}.article-title-row{display:flex;gap:20px;align-items:flex-start}.article-title-row .program-monogram{width:63px;height:63px;font-size:37px;margin-top:6px}.article-title-row .eyebrow{font-size:10px;margin-bottom:9px}.article-hero h1{font-size:34px;line-height:1.22;max-width:890px;margin-bottom:12px;text-wrap:balance}.hero-meta{display:flex;gap:18px;flex-wrap:wrap;font-size:11px;color:var(--muted)}.hero-meta span+span{display:flex;gap:9px;align-items:center}.hero-meta span+span:before{content:"";width:3px;height:3px;border-radius:50%;background:#8495aa}.article-hero>.lead{margin-top:24px;margin-bottom:23px;font-size:15px;max-width:820px}.quick-answer{border:1px solid #2e486a;border-left:3px solid var(--blue);border-radius:9px;background:linear-gradient(100deg,#182d4866,#12213966);padding:20px 23px}.quick-answer .eyebrow{font-size:10px;letter-spacing:.1em;margin-bottom:9px}.quick-answer p{font-size:14px;color:#cfdaea;line-height:1.8;margin:0;max-width:980px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:46px;padding-top:8px;padding-bottom:52px;align-items:start}.article-body{min-width:0}.article-section{padding:29px 0;border-bottom:1px solid var(--line);scroll-margin-top:108px}.article-section:first-child{padding-top:4px}.article-section h2{font-size:23px;line-height:1.35;margin-bottom:19px;text-wrap:balance}.article-section h3{font-size:16px;margin-top:25px}.article-section p{font-size:14px;line-height:1.9;color:var(--muted)}.check-list{padding:0;list-style:none;margin:0 0 22px}.check-list li{position:relative;padding:10px 0 10px 23px;border-bottom:1px solid #223046;font-size:14px;color:#cad6e7;line-height:1.8}.check-list li:before{content:"✓";position:absolute;left:0;top:10px;color:var(--link);font-size:12px}.check-list li:last-child{border-bottom:0}.callout{background:var(--surface-deep);border:1px solid var(--line);border-radius:8px;padding:17px 19px;margin:21px 0}.callout strong{display:block;font-size:13px;font-weight:600}.callout p{font-size:13px;line-height:1.85;margin:7px 0 0}.callout .source-link{margin-top:12px}.source-link{display:inline-block;font-size:11px;margin-right:16px;text-decoration:none}.source-link:hover{text-decoration:underline}.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 0 16px}.fact{background:var(--surface);border:1px solid var(--line);border-radius:9px;padding:17px 14px}.fact span{display:block;color:var(--muted);font-size:11px;margin-bottom:7px}.fact strong{display:block;color:#a5c9ff;font-size:24px;line-height:1.3;letter-spacing:-.04em}.fact small{display:block;color:var(--muted);font-size:11px;line-height:1.7;margin-top:9px}.article-section p.caption{font-size:12px}.route-note{padding:15px 17px;margin:22px 0;background:#142b4755;border-left:2px solid #719ed4;border-radius:0 6px 6px 0}.route-note strong{font-size:13px;color:#d7e5f8}.route-note p{font-size:13px;margin:7px 0 0}.steps{list-style:none;counter-reset:apply;padding:0;margin:0 0 22px}.steps li{counter-increment:apply;position:relative;padding-left:43px;margin-bottom:24px}.steps li:before{content:counter(apply,decimal-leading-zero);position:absolute;left:0;top:2px;display:grid;place-items:center;width:28px;height:28px;border:1px solid #355174;border-radius:6px;background:#18315155;color:var(--link);font-size:11px;font-weight:600}.steps h3{margin:0 0 9px;line-height:1.6;font-size:15px}.steps p{margin:0;font-size:13px}.decision-list>div{border-left:2px solid #334b6b;padding-left:17px;margin:0 0 20px}.decision-list h3{margin:0 0 9px}.decision-list p{font-size:13px;margin:0}
.sidebar-stack{position:sticky;top:103px}.key-facts{background:var(--surface);border:1px solid #32445e;border-radius:12px;padding:21px}.panel-heading{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:18px}.panel-heading h2,.contents-panel h2{font-size:11px;letter-spacing:.1em;text-transform:uppercase;margin:0;color:#c6d3e5}.panel-heading .tag{font-size:10px}.key-facts dl{margin:0}.key-facts dl>div{display:flex;justify-content:space-between;gap:18px;padding:10px 0;border-bottom:1px solid #28384e;align-items:baseline}.key-facts dt{font-size:11px;color:var(--muted);flex:1}.key-facts dd{font-size:11px;line-height:1.6;text-align:right;margin:0;color:#dfe9f7;font-weight:550;max-width:146px;flex:1.15}.key-facts dl>div:first-child dd{font-size:16px;color:#a5c9ff}.fact-footnote{font-size:11px;line-height:1.8;color:var(--muted);margin:17px 0}.key-facts .button{width:100%;font-size:12px}.application-note{color:var(--muted);font-size:10px;text-align:center;margin:10px 0 0}.contents-panel{padding:24px 13px 0}.contents-panel h2{color:var(--muted);margin-bottom:15px}.contents-panel nav{display:flex;flex-direction:column;gap:1px}.contents-panel nav a{font-size:12px;color:var(--muted);text-decoration:none;padding:5px 0;white-space:pre}.contents-panel nav a:hover{color:var(--link)}
.article-section details{border-bottom:1px solid var(--line);padding:16px 0}.article-section summary{position:relative;list-style:none;cursor:pointer;padding-right:28px;font-weight:550;font-size:14px;line-height:1.7;color:#d5e1f1;min-height:26px}.article-section summary::-webkit-details-marker{display:none}.article-section summary:after{content:"+";position:absolute;right:1px;top:-2px;font-size:20px;font-weight:350;color:var(--link)}.article-section details[open] summary:after{content:"−"}.article-section details p{font-size:13px;margin:12px 0 0}.sources{padding-left:18px;margin:18px 0}.sources li{padding:0 0 12px;font-size:13px;overflow-wrap:anywhere}
.prose{max-width:800px;padding-top:55px;padding-bottom:55px}.prose h1{font-size:36px;max-width:680px;line-height:1.2;text-wrap:balance;margin-bottom:23px}.prose h2{font-size:21px;margin-top:34px}.prose p{font-size:14px;color:var(--muted);line-height:1.9}.prose .lead{font-size:16px}.contact-box{background:var(--surface);border:1px solid var(--line);border-radius:11px;padding:25px;margin:28px 0}.contact-box h2{margin-top:0;font-size:18px}.contact-box a{font-size:15px;overflow-wrap:anywhere}.contact-box p{font-size:12px;margin:15px 0 0}footer{background:#080f1b;border-top:1px solid var(--line)}.footer-inner{max-width:var(--max);margin:auto;padding:33px 28px 24px;display:flex;justify-content:space-between;gap:30px}.footer-inner strong{font-size:14px;font-weight:600}.footer-inner p{font-size:11px;color:var(--muted);margin:6px 0 0}.footer-inner nav{display:flex;flex-wrap:wrap;gap:20px;align-items:flex-start}.footer-inner nav a{font-size:11px;color:var(--muted);text-decoration:none}.footer-inner nav a:hover{color:var(--text)}.footer-note{max-width:var(--max);padding:0 28px 29px;margin:auto;color:var(--muted);font-size:10px;line-height:1.8}
@media(max-height:900px){.sidebar-stack{position:static}}
@media(max-width:1050px){.header-note{display:none}.header-inner{justify-content:space-between}.home-hero{gap:36px;grid-template-columns:1.1fr 1fr;padding-top:65px;padding-bottom:60px}.hero-copy h1{font-size:40px}.hero-actions{gap:15px}.hero-actions .text-link{font-size:12px}.featured{padding:24px}.program-category{display:none}.article-layout{gap:28px;grid-template-columns:minmax(0,1fr) 285px}.key-facts{padding:18px}.facts{gap:8px}.fact{padding:15px 11px}.fact strong{font-size:22px}}
@media(max-width:800px){.header-inner{min-height:75px}.header-inner nav{gap:23px}.header-inner nav a.active:after{bottom:-24px}.home-hero{grid-template-columns:1fr;gap:35px;padding-top:48px;padding-bottom:47px}.hero-copy h1{font-size:44px;max-width:600px}.hero-copy .lead{max-width:590px}.featured{max-width:620px;width:100%;padding:27px}.program-category{display:block}.principles-grid{gap:23px}.principles-grid article{padding-right:17px}.section-heading h2{font-size:22px}.article-layout{display:flex;flex-direction:column;gap:28px}.article-sidebar{order:-1;width:100%}.sidebar-stack{position:static}.key-facts dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:25px}.key-facts dl>div{gap:13px}.key-facts dd{max-width:170px}.key-facts .button{width:auto;min-width:220px}.key-facts .application-note{text-align:left}.key-facts .fact-footnote{margin-bottom:13px}.contents-panel{padding:20px 0 0}.contents-panel h2{margin-bottom:11px}.contents-panel nav{flex-direction:row;overflow-x:auto;gap:8px;padding:2px 2px 9px;scrollbar-width:thin}.contents-panel nav a{padding:6px 10px;border:1px solid var(--line);border-radius:5px;background:var(--surface-deep);flex-shrink:0}.article-section:first-child{padding-top:0}.article-title-row .program-monogram{width:51px;height:51px;font-size:29px}.article-hero h1{font-size:30px}.article-title-row{gap:16px}.article-hero>.lead{font-size:14px}.footer-inner{flex-direction:column;gap:22px}.update-note{align-items:flex-start}.update-note h2{font-size:14px}.update-note .text-link{font-size:12px}}
@media(max-width:560px){.wrap{padding-left:20px;padding-right:20px}.header-inner{padding:14px 20px;gap:20px;min-height:74px}.brand{font-size:14px;gap:9px}.brand-mark{width:31px;height:34px;border-radius:8px;font-size:22px}.brand-sub{font-size:9px;margin-top:4px}.header-inner nav{gap:15px}.header-inner nav a{font-size:12px}.header-inner nav a.active:after{bottom:-24px}.header-inner nav a:last-child{display:none}.home-hero{padding-top:38px;padding-bottom:40px;gap:31px}.hero-copy h1{font-size:35px;max-width:360px;letter-spacing:-.04em}.hero-copy .eyebrow{font-size:9px;margin-bottom:21px}.hero-copy .lead{font-size:14px;margin-bottom:23px}.hero-actions{gap:17px;align-items:flex-start;flex-direction:column}.hero-actions .button{font-size:12px}.hero-trust{gap:12px;font-size:10px;margin-top:23px}.featured{padding:23px 20px;border-radius:13px}.program-top{margin-bottom:21px}.program-name h2{font-size:23px}.program-monogram{width:48px;height:48px;font-size:29px}.program-intro{font-size:13px}.benefit-tags li{font-size:10px}.featured-bottom{gap:10px}.featured-bottom .button{font-size:12px;padding:11px 14px}.principles-section{padding-top:29px;padding-bottom:31px}.section-heading{display:block;margin-bottom:27px}.section-heading h2{font-size:23px;max-width:320px}.section-heading>.text-link{display:inline-block;margin-top:15px}.principles-grid{grid-template-columns:1fr;gap:21px}.principles-grid article{border-right:0;border-bottom:1px solid var(--line);padding:0 0 20px}.principles-grid article:last-child{padding-bottom:0}.principle-number{margin-bottom:10px}.principles-grid h3{font-size:16px}.principles-grid p{font-size:13px}.update-note{flex-direction:column;gap:16px;padding-top:24px;padding-bottom:27px}.update-note>.text-link{margin-left:35px}.breadcrumbs{padding-top:18px;padding-bottom:16px}.breadcrumbs ol{font-size:11px;gap:8px}.article-hero{padding-top:26px;padding-bottom:24px}.article-title-row{gap:12px}.article-title-row .program-monogram{width:37px;height:41px;border-radius:8px;font-size:25px;margin-top:3px}.article-title-row .eyebrow{font-size:9px;letter-spacing:.08em;margin-bottom:9px}.article-hero h1{font-size:27px;line-height:1.22;text-wrap:pretty;margin-bottom:13px}.hero-meta{font-size:10px;gap:7px 12px}.article-hero>.lead{font-size:13px;line-height:1.85;margin-top:20px;margin-bottom:19px}.quick-answer{padding:16px 17px}.quick-answer p{font-size:13px;line-height:1.85}.article-layout{padding-top:0;padding-bottom:36px;gap:24px}.key-facts{padding:19px 18px}.key-facts dl{display:block}.key-facts dt,.key-facts dd{font-size:11px}.key-facts dd{max-width:174px}.key-facts .button{width:100%;font-size:12px}.key-facts .application-note{text-align:center}.key-facts .fact-footnote{font-size:10px}.article-section{padding:24px 0}.article-section h2{font-size:22px;margin-bottom:17px}.article-section p,.check-list li{font-size:13px}.check-list li{padding-top:9px;padding-bottom:9px}.callout{padding:16px}.callout p{font-size:12px}.facts{grid-template-columns:1fr;gap:9px}.fact{display:grid;grid-template-columns:1fr 1fr;gap:5px 13px;align-items:baseline;padding:16px}.fact span{font-size:11px;margin:0}.fact strong{text-align:right;font-size:24px}.fact small{grid-column:1/-1;font-size:11px;margin-top:4px}.steps li{padding-left:39px}.steps h3{font-size:14px}.steps p{font-size:12px}.article-section summary{font-size:13px}.article-section details p{font-size:12px}.sources li{font-size:12px}.prose{padding-top:37px;padding-bottom:39px}.prose h1{font-size:30px}.prose .lead{font-size:14px}.prose h2{font-size:20px}.contact-box{padding:20px}.footer-inner{padding:27px 20px 22px}.footer-inner nav{gap:13px 21px}.footer-note{padding-left:20px;padding-right:20px;font-size:10px}}
@media(max-width:360px){.header-inner{gap:12px}.header-inner nav{gap:10px}.hero-copy h1{font-size:32px}.hero-trust{gap:8px}.program-category{font-size:10px}.featured-bottom .button{font-size:11px}.key-facts dl>div{gap:12px}.article-title-row .program-monogram{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}a{transition:none}}
@media print{:root{color-scheme:light;--bg:#fff;--surface:#fff;--surface-deep:#fff;--text:#111;--muted:#333;--link:#111;--line:#ddd}body{background:white;color:black}.site-header,footer,.article-sidebar,.hero-actions{display:none}.article-layout,.home-hero{display:block}.wrap{padding:0}.article-section{break-inside:avoid}.quick-answer,.callout,.fact{background:white}.article-section p,.check-list li,.quick-answer p{color:#222}.article-section details p{display:block}.button{background:white;color:black;border-color:#aaa;box-shadow:none}}
.key-facts dt,.key-facts dd{font-size:12px}.key-facts dl>div{padding:8px 0}.key-facts dl>div:first-child dd{font-size:18px}

/* Task-first guide: offer, eligibility, scenarios, application. */
.task-hero{padding-top:28px;padding-bottom:16px}.task-hero>.lead{margin-top:16px;margin-bottom:0;max-width:940px;font-size:14px}
.offer-overview{padding-top:6px;padding-bottom:25px;border-bottom:1px solid var(--line);scroll-margin-top:108px}.offer-heading{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:17px}.offer-heading h2{font-size:21px;margin:0}.offer-overview .facts{margin-bottom:14px}.offer-overview .fact{padding:16px 19px}.offer-overview .fact strong{font-size:28px}.offer-overview .fact small{font-size:12px}.offer-overview .route-note{margin:12px 0}.offer-overview .route-note p{font-size:13px;color:var(--muted);line-height:1.8}.offer-overview .caption{font-size:12px;color:var(--muted);line-height:1.8;margin:13px 0 7px}
.task-layout{padding-top:26px}.task-sidebar .contents-panel{padding:0 0 23px}.task-sidebar .key-facts dl>div:first-child dd{font-size:12px;color:var(--text)}.task-sidebar .key-facts dd{max-width:142px}.task-sidebar .key-facts .text-link{font-size:12px}.eligibility-footnote strong{color:var(--text);font-weight:600}.geography-warning{border-left:3px solid var(--blue)}.requirement-note{scroll-margin-top:108px}.requirement-note h3{margin-top:17px}.module-intro{margin-bottom:19px}.scenario-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.scenario{border-top:1px solid #344962;padding-top:16px}.article-section .scenario h3{font-size:15px;margin:0 0 9px;line-height:1.5;letter-spacing:-.01em}.article-section .scenario p{font-size:13px;line-height:1.85;margin:0}.application-action{margin-top:23px}.application-action .caption{max-width:590px;margin-top:12px}
@media(max-width:800px){.task-layout{gap:25px}.task-sidebar .key-facts{display:none}.task-sidebar .contents-panel{padding:0}.task-sidebar .contents-panel nav{padding-bottom:7px}.task-layout .article-body{width:100%}}
@media(max-width:560px){.task-hero{padding-top:22px;padding-bottom:17px}.task-hero>.lead{margin-top:14px;font-size:12px;line-height:1.7}.offer-overview{padding-bottom:21px}.offer-heading{margin-bottom:13px}.offer-heading h2{font-size:20px}.offer-heading .tag{font-size:9px;padding:4px 7px}.offer-overview .facts{gap:8px}.offer-overview .fact{padding:12px 14px;gap:2px 12px}.offer-overview .fact strong{font-size:25px}.offer-overview .fact small{font-size:11px;line-height:1.6}.offer-overview .route-note{padding:12px 14px}.offer-overview .route-note strong{font-size:12px}.offer-overview .route-note p{font-size:12px;line-height:1.75}.offer-overview .caption{font-size:11px}.task-layout{padding-top:21px}.scenario-grid{grid-template-columns:1fr;gap:18px}.article-section .scenario h3{font-size:14px}.article-section .scenario p{font-size:12px}.geography-warning .source-link{display:block;margin-top:10px}}

/* Editorial reading layout and viewport-aware sticky rail. */
.guide-page{--reading:#bbc8da}.guide-page .article-hero h1{font-size:42px;line-height:1.16;letter-spacing:-.04em;font-weight:700;max-width:900px}.guide-page .article-title-row{align-items:center;gap:18px}.guide-page .article-title-row .program-monogram{margin-top:0}.guide-page .hero-meta{font-size:12px}.guide-page .task-hero{padding-top:32px;padding-bottom:20px}.guide-page .task-hero>.lead{font-size:17px;line-height:1.7;max-width:840px;margin-top:18px;color:var(--reading)}
.guide-page .editorial-layout{grid-template-columns:minmax(0,1fr) 310px;gap:44px;padding-top:16px;align-items:start}.guide-page .article-sidebar{position:sticky;top:106px;align-self:start;max-height:calc(100vh - 130px);max-height:calc(100dvh - 130px);overflow-y:auto;scrollbar-width:thin;scrollbar-color:#3c516e transparent}.guide-page .sidebar-stack{position:static}.guide-page .task-sidebar .contents-panel{padding:25px 16px 5px}.guide-page .contents-panel nav a{font-size:14px;padding:7px 0}.guide-page .key-facts{padding:23px 21px;background:linear-gradient(145deg,#1a2940,#111d30)}.guide-page .key-facts dt{font-size:12px;line-height:1.7}.guide-page .key-facts dd{font-size:13px;line-height:1.6}.guide-page .key-facts dl>div{padding:11px 0}.guide-page .key-facts .fact-footnote{font-size:13px;line-height:1.7;margin:18px 0}.guide-page .key-facts .button{font-size:14px;min-height:47px}.guide-page .application-note{font-size:11px;line-height:1.7}.guide-page .panel-heading h2,.guide-page .contents-panel h2{font-size:12px;letter-spacing:.09em}
.guide-page .article-section{padding:37px 0}.guide-page .article-section:first-child{padding-top:0}.guide-page .article-section h2,.guide-page .offer-heading h2{font-size:28px;line-height:1.3;font-weight:650;letter-spacing:-.025em;margin-bottom:23px;text-wrap:pretty}.guide-page .article-section h3{font-size:19px;line-height:1.5;font-weight:600;letter-spacing:-.012em}.guide-page .article-section p,.guide-page .check-list li{font-size:16px;line-height:1.8;color:var(--reading)}.guide-page .check-list li{padding-top:12px;padding-bottom:12px;padding-left:27px}.guide-page .check-list li:before{top:13px;font-size:14px}.guide-page .article-section .source-link{font-size:12px;margin-top:5px}.guide-page .article-section .caption{font-size:13px;line-height:1.65;color:#93a6c0}.guide-page .callout{padding:22px 23px;margin:25px 0;background:#132136}.guide-page .callout strong{font-size:16px;line-height:1.6}.guide-page .callout p{font-size:15px;line-height:1.75;margin-top:9px}.guide-page .scenario-grid{gap:26px}.guide-page .scenario{padding-top:20px}.guide-page .article-section .scenario h3{font-size:18px;line-height:1.5;margin-bottom:12px}.guide-page .article-section .scenario p{font-size:15px;line-height:1.8}.guide-page .steps li{padding-left:49px;margin-bottom:29px}.guide-page .steps li:before{width:32px;height:32px;font-size:13px;top:2px}.guide-page .steps h3{font-size:18px;margin-bottom:10px}.guide-page .steps p{font-size:16px}.guide-page .article-section summary{font-size:17px;line-height:1.6;padding-right:32px}.guide-page .article-section details{padding:19px 0}.guide-page .article-section details p{font-size:15px;line-height:1.8}.guide-page .sources li{font-size:15px;line-height:1.7;padding-bottom:15px}
.guide-page .offer-overview{padding-bottom:33px}.guide-page .offer-heading{margin-bottom:0}.offer-card{border:1px solid #344965;border-radius:17px;overflow:hidden;background:#152235;box-shadow:0 15px 36px #030a1726}.offer-card-header{padding:27px 29px 24px;background:linear-gradient(125deg,#21395d,#172c4a);border-bottom:1px solid #344965}.offer-card-header .eyebrow{font-size:11px;color:#a5c9ff;margin-bottom:12px}.offer-amount{font-size:36px!important;line-height:1.2!important;font-weight:700;letter-spacing:-.04em;color:#a5c9ff!important;margin:0 0 10px!important}.offer-amount span{font-size:20px;font-weight:500;letter-spacing:-.02em;color:#c8d8ee}.guide-page .offer-card-header h3{font-size:21px;margin:0;color:#f1f6fc}.offer-card-body{padding:26px 29px 27px}.guide-page .offer-description{font-size:16px;margin-bottom:24px;max-width:590px;line-height:1.75}.offer-checks{list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:23px 25px;margin:0;padding:0}.offer-checks li{position:relative;padding-left:24px}.offer-checks li:before{content:'✓';position:absolute;left:0;top:0;color:#83b4ff;font-size:17px}.offer-checks strong{display:block;font-size:15px;line-height:1.5;font-weight:600;color:#e8f0fc;margin-bottom:6px}.offer-checks span{display:block;font-size:14px;line-height:1.65;color:#aebfd5}.vc-benefit{margin-top:25px;padding-top:21px;border-top:1px solid #354963}.vc-benefit .eyebrow{font-size:10px;margin:0 0 7px;color:#92b9ed}.vc-benefit strong{font-size:17px;line-height:1.5;font-weight:600;color:#d3e5ff;display:block}.guide-page .vc-benefit p{font-size:14px;line-height:1.75;margin:8px 0 0;color:#aebfd5}.offer-card-actions{display:flex;gap:20px;align-items:center;margin-top:25px}.offer-card-actions .button{font-size:14px;min-height:46px;flex-shrink:0}.offer-card-actions>span{font-size:12px;line-height:1.6;color:#98acc7}.guide-page .offer-source{display:flex;gap:16px;justify-content:space-between;align-items:baseline;font-size:12px;line-height:1.6;margin:14px 0 0;color:#93a6c0}.offer-source .source-link{margin:0!important;flex-shrink:0}
@media(max-width:1050px) and (min-width:801px){.guide-page .editorial-layout{grid-template-columns:minmax(0,1fr) 280px;gap:28px}.offer-checks{grid-template-columns:1fr}.offer-card-header,.offer-card-body{padding-left:23px;padding-right:23px}.offer-card-actions{flex-direction:column;align-items:flex-start;gap:12px}}
@media(max-width:800px){.guide-page .article-sidebar{position:static;max-height:none;overflow:visible;width:100%;order:-1}.guide-page .editorial-layout{display:flex;gap:26px;flex-direction:column;padding-top:8px}.guide-page .task-sidebar .key-facts{display:none}.guide-page .task-sidebar .contents-panel{padding:0}.guide-page .contents-panel nav a{font-size:12px;padding:6px 10px}.guide-page .task-hero>.lead{font-size:16px}.guide-page .article-hero h1{font-size:36px}.guide-page .article-section h2,.guide-page .offer-heading h2{font-size:26px}.guide-page .offer-source{flex-direction:column;gap:4px}.guide-page .offer-source>span{font-size:11px}}
@media(max-width:560px){.guide-page .task-hero{padding-top:23px;padding-bottom:20px}.guide-page .article-hero h1{font-size:31px;line-height:1.18;margin-bottom:10px}.guide-page .article-title-row .program-monogram{width:43px;height:45px;font-size:28px}.guide-page .hero-meta{font-size:11px;gap:6px 10px}.guide-page .task-hero>.lead{font-size:15px;margin-top:17px;line-height:1.7}.guide-page .article-section{padding:30px 0}.guide-page .article-section h2,.guide-page .offer-heading h2{font-size:24px;margin-bottom:19px}.guide-page .article-section h3{font-size:18px}.guide-page .article-section p,.guide-page .check-list li{font-size:15px;line-height:1.75}.guide-page .callout{padding:18px;margin:22px 0}.guide-page .callout strong{font-size:15px}.guide-page .callout p{font-size:14px;line-height:1.75}.guide-page .article-section .scenario h3{font-size:17px}.guide-page .article-section .scenario p{font-size:15px}.guide-page .steps h3{font-size:17px}.guide-page .steps p{font-size:15px}.guide-page .steps li{padding-left:45px}.guide-page .article-section summary{font-size:16px}.guide-page .article-section details p{font-size:15px}.guide-page .sources li{font-size:14px}.offer-card{border-radius:13px}.offer-card-header{padding:22px 20px}.offer-card-header .eyebrow{font-size:10px;letter-spacing:.08em}.offer-amount{font-size:32px!important}.offer-amount span{font-size:17px}.guide-page .offer-card-header h3{font-size:20px}.offer-card-body{padding:22px 20px}.guide-page .offer-description{font-size:15px;line-height:1.7;margin-bottom:22px}.offer-checks{grid-template-columns:1fr;gap:20px}.offer-checks strong{font-size:15px}.offer-checks span{font-size:14px}.vc-benefit{margin-top:23px;padding-top:20px}.vc-benefit strong{font-size:17px}.guide-page .vc-benefit p{font-size:14px}.offer-card-actions{flex-direction:column;align-items:flex-start;gap:12px}.guide-page .offer-source{font-size:12px}.guide-page .article-section .offer-source{font-size:12px}.guide-page .task-sidebar .contents-panel h2{font-size:11px}.guide-page .article-section .caption{font-size:12px}}
@media print{.guide-page .article-sidebar{display:none}.guide-page .editorial-layout{display:block}.offer-card,.offer-card-header,.offer-card-body{background:white;box-shadow:none}.offer-amount,.offer-amount span,.offer-checks strong,.offer-checks span,.guide-page .offer-card-header h3,.guide-page .article-section p,.guide-page .check-list li,.vc-benefit strong,.guide-page .vc-benefit p{color:#222!important}.offer-checks{display:block}.offer-checks li{margin-bottom:15px}}

@media(min-width:801px){.guide-page .key-facts{padding:20px}.guide-page .key-facts dl>div{padding:8px 0}.guide-page .key-facts dt,.guide-page .key-facts dd{line-height:1.5}.guide-page .key-facts .fact-footnote{font-size:12px;margin:14px 0;line-height:1.6}.guide-page .key-facts .button{min-height:44px}.guide-page .task-sidebar .contents-panel{padding:21px 15px 0}.guide-page .contents-panel nav a{font-size:13px;line-height:1.6;padding:5px 0}.guide-page .contents-panel h2{margin-bottom:12px}}

.offer-program-meta{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:16px}.offer-program-meta .eyebrow{margin:0}.offer-program-meta .tag{background:#0d203b66}.guide-page .offer-card-header h3{font-size:26px;line-height:1.25;letter-spacing:-.025em;margin:0 0 10px}.guide-page .article-section .offer-subtitle{font-size:15px;line-height:1.6;color:#b7cce8;margin:0}.offer-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:20px;padding-top:14px;border-top:1px solid #41608380}.offer-metric{min-width:0}.offer-metric+.offer-metric{border-left:1px solid #41608380;padding-left:18px}.metric-prefix{display:block;min-height:18px;font-size:11px;line-height:18px;color:#aec9ed}.offer-metric strong{display:block;font-size:32px;font-weight:700;letter-spacing:-.04em;color:#a5c9ff;line-height:1.2;white-space:nowrap}.metric-label{display:block;font-size:15px;font-weight:550;color:#e0ebfc;margin-top:7px;line-height:1.5}.offer-metric small{display:block;font-size:12px;color:#b0c3de;line-height:1.6;margin-top:5px}.guide-page .article-hero h1{text-wrap:balance}
@media(max-width:1050px) and (min-width:801px){.offer-metrics{gap:12px}.offer-metric+.offer-metric{padding-left:12px}.offer-metric strong{font-size:27px}.metric-label{font-size:13px}.offer-metric small{font-size:11px}.offer-program-meta{gap:10px}.offer-program-meta .tag{font-size:9px}}
@media(max-width:560px){.guide-page .article-hero h1{font-size:29px;line-height:1.22;text-wrap:pretty}.offer-program-meta{gap:10px;margin-bottom:14px}.offer-program-meta .eyebrow{font-size:9px;letter-spacing:.06em}.offer-program-meta .tag{font-size:9px;padding:4px 6px}.guide-page .offer-card-header h3{font-size:24px;margin-bottom:9px}.guide-page .article-section .offer-subtitle{font-size:13px;line-height:1.65}.offer-metrics{gap:10px;margin-top:17px;padding-top:12px}.offer-metric+.offer-metric{padding-left:10px}.offer-metric strong{font-size:24px}.metric-label{font-size:12px;line-height:1.5;min-height:36px}.offer-metric small{font-size:11px;line-height:1.6;margin-top:3px}.metric-prefix{font-size:10px;min-height:16px;line-height:16px}}
@media(max-width:360px){.offer-card-header{padding-left:16px;padding-right:16px}.offer-metrics{gap:8px}.offer-metric+.offer-metric{padding-left:8px}.offer-metric strong{font-size:22px}.metric-label{font-size:11px}.offer-metric small{font-size:10px}.offer-program-meta .tag{font-size:8px}}
@media print{.offer-metric strong,.metric-label,.metric-prefix,.offer-metric small,.guide-page .article-section .offer-subtitle{color:#222}}

.api-credit-header .credit-route-metrics{grid-template-columns:repeat(2,minmax(0,1fr));margin:0;padding:0;border:0;gap:27px}.api-credit-header .offer-metric+.offer-metric{padding-left:27px}.api-credit-header .metric-prefix{font-size:12px;line-height:1.5;min-height:18px;color:#acc9f0}.api-credit-header .offer-metric strong{font-size:40px;margin-top:7px}.api-credit-header .metric-label{font-size:15px;min-height:0;margin-top:6px}.api-credit-header .offer-metric small{font-size:13px;line-height:1.6;margin-top:8px;max-width:280px;color:#c0d0e6}.guide-page .api-credit-header h3{font-size:19px;line-height:1.4;font-weight:600;margin:22px 0 0;color:#e5eefb}.guide-page .article-section .vc-claim-note{font-size:13px;color:#a7bad3;line-height:1.75;margin:22px 0 0}.partner-benefit{border-top:1px solid #344862;margin-top:21px;padding-top:18px}.partner-benefit h4{font-size:15px;line-height:1.5;font-weight:600;color:#c7d6e9;margin:0 0 8px}.guide-page .article-section .partner-benefit p{font-size:14px;line-height:1.75;color:#a7bad3;margin-bottom:7px}.partner-benefit .source-link{font-size:12px}
@media(max-width:1050px) and (min-width:801px){.api-credit-header .credit-route-metrics{gap:18px}.api-credit-header .offer-metric+.offer-metric{padding-left:18px}.api-credit-header .offer-metric strong{font-size:34px}.api-credit-header .metric-label{font-size:14px}.api-credit-header .offer-metric small{font-size:12px}}
@media(max-width:560px){.api-credit-header .credit-route-metrics{gap:15px}.api-credit-header .offer-metric+.offer-metric{padding-left:15px}.api-credit-header .metric-prefix{font-size:11px;min-height:17px}.api-credit-header .offer-metric strong{font-size:28px;margin-top:6px}.api-credit-header .metric-label{font-size:12px;line-height:1.5;min-height:36px;margin-top:5px}.api-credit-header .offer-metric small{font-size:12px;line-height:1.6;margin-top:4px}.guide-page .api-credit-header h3{font-size:18px;margin-top:19px}.guide-page .article-section .vc-claim-note{font-size:13px}.partner-benefit h4{font-size:15px}.guide-page .article-section .partner-benefit p{font-size:13px;line-height:1.75}}
@media(max-width:360px){.api-credit-header .credit-route-metrics{gap:12px}.api-credit-header .offer-metric+.offer-metric{padding-left:12px}.api-credit-header .offer-metric strong{font-size:26px}.api-credit-header .offer-metric small{font-size:11px}}
@media print{.api-credit-header .offer-metric small,.guide-page .api-credit-header h3,.guide-page .article-section .partner-benefit p,.guide-page .article-section .vc-claim-note,.partner-benefit h4{color:#222}}

.compact-guide .article-section{padding:32px 0}.compact-guide .article-section:first-child{padding-top:0}.compact-guide .offer-checks{gap:19px 23px}.compact-guide .partner-benefit{margin-top:21px;padding-top:17px}.compact-guide .partner-benefit p{margin:0!important;font-size:14px!important;line-height:1.75!important}.compact-guide .partner-benefit strong{font-weight:600;color:#d5e0ef}.best-for-tags{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}.best-for-tags li{border:1px solid #365378;background:#1a314e88;border-radius:7px;padding:9px 13px;font-size:14px;font-weight:500;line-height:1.5;color:#c6dcfa}.eligibility-columns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:19px}.eligibility-panel{background:#112032;border:1px solid #2c435d;border-radius:11px;padding:21px}.guide-page .eligibility-panel h3{margin:0 0 17px;font-size:17px;line-height:1.4;color:#dbe8f8}.eligibility-panel ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:15px}.eligibility-panel li{position:relative;padding-left:23px;font-size:14px;line-height:1.65;color:#becde0}.eligibility-panel li:before{content:'✓';position:absolute;left:0;top:0;color:#8cc9b3;font-size:15px}.caution-panel{background:#161f2d;border-color:#444333}.caution-panel li:before{content:'!';color:#d5b681;font-weight:600}.location-note{margin-top:19px;border-left:2px solid #82aadd;padding:2px 0 2px 17px}.location-note>strong{display:block;font-size:14px;line-height:1.5;color:#d2e0f2}.guide-page .article-section .location-note p{font-size:14px;line-height:1.7;margin:7px 0 5px;color:#aebed3}.guide-page .article-section .compact-caption{font-size:12px;line-height:1.7;margin:16px 0 0;color:#95a9c3}.compact-guide .steps li{margin-bottom:21px;padding-left:46px}.compact-guide .steps li:last-child{margin-bottom:0}.compact-guide .steps h3{font-size:17px;line-height:1.5;margin:0 0 6px}.compact-guide .steps p{font-size:15px;line-height:1.75}.compact-guide .steps{margin-bottom:20px}.guide-page .article-section .review-inline{font-size:13px;line-height:1.7;padding:13px 16px;background:#142338;border:1px solid #2b405c;border-radius:8px;margin:0}.review-inline strong{color:#d6e3f6;font-weight:600}.compact-guide .application-action{margin-top:20px}.credit-limit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:15px}.credit-limit-grid>div{border-top:2px solid #365379;padding:15px 4px 0 0}.guide-page .credit-limit-grid h3{font-size:16px;line-height:1.5;margin:0 0 9px}.guide-page .article-section .credit-limit-grid p{font-size:14px;line-height:1.75;margin:0}.compact-guide .sources{margin-top:0;margin-bottom:0}.compact-guide .sources li{font-size:14px}.compact-guide details{padding:16px 0!important}.compact-guide details summary{font-size:16px!important}.compact-guide details p{font-size:14px!important}
@media(max-width:1050px) and (min-width:801px){.eligibility-columns{grid-template-columns:1fr;gap:15px}.credit-limit-grid{grid-template-columns:1fr;gap:16px}.credit-limit-grid>div{padding-top:12px}.best-for-tags li{font-size:13px}}
@media(max-width:560px){.compact-guide .article-section{padding:27px 0}.best-for-tags{gap:8px}.best-for-tags li{font-size:13px;padding:8px 11px}.eligibility-columns{grid-template-columns:1fr;gap:14px}.eligibility-panel{padding:19px}.eligibility-panel li{font-size:14px}.guide-page .eligibility-panel h3{font-size:17px}.guide-page .article-section .location-note p{font-size:13px}.compact-guide .steps h3{font-size:16px}.compact-guide .steps p{font-size:14px}.credit-limit-grid{grid-template-columns:1fr;gap:19px}.credit-limit-grid>div{padding-top:13px}.guide-page .credit-limit-grid h3{font-size:16px}.guide-page .article-section .credit-limit-grid p{font-size:14px}.compact-guide details summary{font-size:15px!important}.compact-guide details p{font-size:14px!important}}
@media print{.best-for-tags li,.eligibility-panel,.caution-panel,.review-inline{background:white;color:#222}.eligibility-panel li,.guide-page .article-section .location-note p,.guide-page .article-section .credit-limit-grid p,.compact-guide .partner-benefit p{color:#222!important}}

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